Pre-Discharge Education is offered in two convenient formats: online and phone. Couples filing joint bankruptcy may register and complete the course as a couple. Those filing bankruptcy singly should register as an individual.
Prior to confirming your order you will need to agree to the
Click individual if you filed individually.
Click couple if you filed jointly.
Click individual if you filed individually.
Click couple if you filed jointly.
*Phone course not available in Hawaii and Alaska.
NOTICE: You must review and agree to these Terms, Conditions, and Disclosures by clicking the link at the bottom of this notice. Use the scroll bar to the right to scroll down.
Disclosure Provided to Student Debtors
TERMS AND CONDITIONS
At Financial Strategies, Inc. and www.BKcourse.com, we are committed to protecting your privacy online.
Information CollectedWhen you become a client of our site, we collect personal information from you such as your name, e-mail address, addresses, telephone numbers, and password. In addition we may collect other information such as product selections, billing address, credit card number and expiration date, and other payment information. We may also collect, or our affiliates will collect the URL you came from, IP address, domain types (e.g. .com or .org, etc.), your browser type, the country, state and telephone area code where your server is located, the pages of our site that were viewed during a visit, the advertisements you clicked, and any search terms that you entered on our site.
How Information is UsedWe do not sell or rent your personal information to others. We use customer information we collect only for the purposes of filling orders, contacting clients to inform them of their order status, sending information about new education programs, enhancing the operation of our site, for statistical purposes and to administer our systems. We may use third parties or affiliates to help us deliver education programs, to help process payments, to provide customer service, to service site content, and to conduct surveys. We would give them access only to the information needed to do their job. Sometimes that includes your personal information. Our servers use SSL encryption, firewall technology, and other means to protect your information.
Legal TermsThe use of this site is governed by the policies, terms and conditions set forth below. Please read them carefully. Your use of this site indicates your acceptance of these terms and conditions. Your placement of an order indicates your acceptance of these terms and conditions. Your submittal of any purchase order to Financial Strategies, Inc. indicates acceptance of these terms and conditions. These terms and conditions shall supersede any subsequent terms or conditions included with any purchase order, whether or not such terms or conditions are signed by Financial Strategies, Inc. Financial Strategies, Inc. reserves the right to make changes to this site and these terms and conditions at any time. Financial Strategies, Inc. reserves the right to restrict access specific sections of or the entire BKcourse.com web sites. Financial Strategies, Inc. reserves the right to deny access, remove or delete account information, or suspend the account of any user or member.
Copyright and Trademark NoticeThis site is owned and operated by Financial Strategies, Inc. Unless otherwise specified, the text, site design, logos, as well as the selection, assembly and arrangement thereof, are the sole property of Financial Strategies, Inc., Copyright © 2011, ALL RIGHTS RESERVED. All software used on the site is the sole property of Financial Strategies, Inc., Inc. or those supplying the software. You may use the content of this site only for the purpose of viewing material, shopping or placing an order on this site and for no other purpose. No materials from this site may be copied, reproduced, modified, republished, uploaded, posted, transmitted, or distributed in any form or by any means without prior written permission from Financial Strategies, Inc. All rights not expressly granted herein are reserved. Any unauthorized use of the materials appearing on this site may violate copyright, trademark and other applicable laws and could result in criminal or civil penalties. All trademarks or service marks are property of their respective owners.
LinksThis site may contain links to other sites on the Internet that are owned and operated by third parties. You acknowledge that Financial Strategies, Inc. is not responsible for the operation of or content located on or through any such site.
Disclaimer and Limitation of LiabilityThe BKcourse.com web site and the materials therein are provided as is. Financial Strategies, Inc. makes no representations or warranties, either express or implied, of any kind with respect to the Bkcourse.com site, its operations, contents, information, or materials. Financial Strategies, Inc. expressly disclaim all warranties, express or implied, of any kind with respect to the sites or their use, including but not limited to merchantability and fitness for a particular purpose. You agree that Financial Strategies, Inc., its directors, officers, employees, other representatives shall not be liable for damages arising from the operation, content or use of the BKcourse.com site. You agree that this limitation of liability is comprehensive and applies to all damages of any kind, including without limitation direct, indirect, compensatory, special, incidental, punitive and consequential damages.
Typographical ErrorsIn the event an item is listed at an incorrect price or with incorrect information due to typographical error or error in pricing or product information received from our suppliers, Financial Strategies, Inc. shall have the right to refuse or cancel any orders placed for product listed at the incorrect price. Financial Strategies, Inc. shall have the right to refuse or cancel any such orders whether or not the order has been confirmed and your credit card charged. If your credit card has already been charged for the purchase and your order is canceled, Financial Strategies, Inc. shall immediately issue a credit to your credit card account in the amount of the charge.
Order Acceptance PolicyYour receipt of an electronic or other form of order confirmation does not signify our acceptance of your order, nor does it constitute confirmation of our offer to sell. Financial Strategies, Inc. reserves the right at any time after receipt of your order to accept or decline your order for any reason. Financial Strategies, Inc. reserves the right at any time after receipt of your order, without prior notice to you, to supply less than the quantity you ordered of any item. All orders placed over $2000.00 (U.S.) must obtain pre-approval with an acceptable method of payment, as established by our credit and fraud avoidance department. We may require additional verifications or information before accepting any order.
Sales TaxesFinancial Strategies, Inc. shall automatically charge and withhold the applicable sales tax for orders to be delivered to addresses within Indiana. Each customer shall be solely responsible for all sales taxes, or other taxes, on orders shipped to any other state.
Service and SupportAll requests for technical service and support should be made directly to the manufacturer in accordance with their terms and conditions. Financial Strategies, Inc. provides links to on-line references for most items listed on the Bkcourse.com web sites.
Jurisdiction and VenueYou agree that any legal action brought against Financial Strategies, Inc. shall be governed by the laws of the State of Indiana without regard to its conflict of law principles. You agree that the sole jurisdiction and venue for any litigation arising from your use of or orders made on the MyMortgageTrainer.com web sites shall be an appropriate federal or state court located in Marion County Indiana.